Terms and Conditions

1. Acceptance of Terms

By accessing and using SUP.PropTools ("Platform", "Service", "we", "us", or "our"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Description of Service

SUP.PropTools provides financial calculators and tools for property-related calculations in Singapore, including but not limited to:

• Mortgage and loan calculators
• Affordability and budget planning tools
• Stamp duty calculators (BSD and ABSD)
• Investment ROI and rental yield calculators
• Property portfolio management tools
• Market rate alerts and notifications

3. User Accounts

3.1 Account Creation

You may need to create an account to access certain features. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent, abusive, or illegal activities.

4. Disclaimer of Financial Advice

5. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• Market rates and regulations may change without notice
• Calculations depend on the accuracy of your input data
• We update our calculators regularly but cannot guarantee real-time accuracy
• You should verify all information with official sources and professionals

6. Intellectual Property

All content, features, and functionality on SUP.PropTools are owned by us and protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Reverse engineer or attempt to extract source code
• Use our brand, logos, or trademarks without authorization
• Create derivative works based on our platform

7. Prohibited Uses

You agree not to use the Platform to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit malicious code or viruses
• Attempt to gain unauthorized access to our systems
• Scrape or harvest data without permission
• Impersonate others or provide false information
• Interfere with the proper functioning of the Platform

8. Limitation of Liability

To the maximum extent permitted by law:

• We provide the Platform "as is" without warranties of any kind
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid us (if any)
• We are not responsible for third-party content or services
• We do not guarantee uninterrupted or error-free service

9. Indemnification

You agree to indemnify and hold harmless SUP.PropTools and its affiliates from any claims, damages, or expenses arising from your use of the Platform, violation of these terms, or infringement of any rights of others.

10. Data Privacy

Your use of the Platform is also governed by our Privacy Policy. By using our services, you consent to our collection and use of data as described in the Privacy Policy.

11. Third-Party Links

Our Platform may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties. Use of third-party services is at your own risk.

12. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Platform at any time without notice. We are not liable for any modification, suspension, or discontinuation of the service.

13. Changes to Terms

We may update these Terms and Conditions from time to time. Material changes will be notified through the Platform or via email. Continued use after changes constitutes acceptance of the updated terms.

14. Governing Law

These Terms and Conditions are governed by the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.

15. Contact Information

For questions about these Terms and Conditions, please contact us: